Experts in Roofing Insurance Claims
With years of experience working alongside insurers, we know how to navigate the system — ensuring your claim is processed accurately and quickly.
#1 in Colorado
Trusted. Certified. Proven.
Experts in storm recovery , insurance claims , and hassle-free roof replacement.
Expert Roof Insurance Claims Assistance
Learn more about the services we offer — expand any section to dive deeper.
- We Optimize Your Claim: We perform a line-by-line audit of your insurance estimate to find any missing items or code requirements, ensuring you get everything you’re entitled to.
- A Stress-Free Process: Our team handles all scheduling, permits, and communication, so you can relax while our certified crews complete your quality restoration.
- Your Deductible is Your Only Cost: We work directly from the approved insurance scope, guaranteeing that your only out-of-pocket expense is your deductible—period.
- A Denial is Not the Final Word: Many claims are wrongfully denied by inexperienced adjusters. We provide the expert second opinion you need to fight back.
- We Find the Evidence They Missed: Our team performs a meticulous inspection to document the storm damage that adjusters often overlook, building a powerful case for your appeal.
- No-Risk Claim Re-evaluation: We will inspect your property and help you challenge the denial at no cost. We are confident we can prove the damage and earn your business.
Common Issues:
A denial isn’t the final word.
Many valid claims are wrongfully denied by overworked or inexperienced adjusters who mistake real storm damage for “wear and tear.” Our experts specialize in identifying the clear evidence of hail and wind damage that adjusters often miss. We provide a free, no-risk second opinion to assess your property and, if a valid claim exists, we will help you challenge the denial and fight for the coverage you deserve.
They only approved a small repair?
Insurance companies often approve a minimal repair when a full replacement is necessary to protect your home. Their initial estimate may also miss critical items required by Wheat Ridge building codes. We are experts at auditing these “partial approvals,” identifying what’s missing, and submitting a professional supplemental claim to the insurer. We ensure they cover the full scope of a proper, code-compliant restoration, not just a patch job.
Confused by your insurance check?
The most confusing part of any claim is the paperwork. Your first check is for the “Actual Cash Value” (ACV) and will be much lower than the total replacement cost. The rest of the money, called Recoverable Depreciation, is held back by your insurer until the work is done. We manage all the complex paperwork to ensure the final funds are released to you. Your only out-of-pocket expense will be your deductible.
Storm hit your area recently? Book your free inspection now — crews are in your area.
FAQ Section
Learn more about….. — expand any section to dive deeper.This is the number one concern for homeowners, and the answer is typically no. Insurance regulations generally prohibit carriers from raising an individual’s rates for filing a claim related to an “Act of God,” which includes hail and wind storms. While a major storm event can cause rates to rise for an entire region, it won’t be a penalty against you for using the policy you’ve paid for. Don’t let this fear prevent you from making a legitimate claim to protect your home.
No. Your deductible is your only out-of-pocket expense for the work approved by your insurance company. Be wary of any roofer who offers to “waive,” “absorb,” or “cover” your deductible, as this is illegal and a sign of insurance fraud. We operate with complete integrity, working with your insurance provider to ensure they cover the full cost of a proper, high-quality replacement, so your only financial responsibility is your deductible.
Our role is to be your advocate. We will meet your insurance adjuster at your home, on the roof, to ensure a thorough and accurate assessment. We act as a second set of expert eyes, pointing out all storm-related damage, not just to the shingles, but also to vents, gutters, and other components that the adjuster might overlook. This ensures that the scope of work approved by your insurance company is comprehensive and that your property is restored to its pre-storm condition correctly.
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Jessica P. Features Section
Claims Process Education
Common Pitfall Guidance (UNDERPAID/DENIED CLAIMS)
Documentation Checklist
Step-by-Step Timeline
Insurance Partner FAQ
Additional Services
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