Insurance Claim Experts

Your insurer has a process. So do we.

Documentation, adjuster meetings, supplements, and appeals for Salt Lake City & Wasatch Front homeowners — a claims team that works the process so you don't have to learn it.

1000sClaims handledFreeDocumented inspections4.9★Google reviews
Where does your claim stand?

Building peace of mind.

Trusted. Certified. Proven.

Experts in storm recovery , insurance claims , and hassle-free roof replacement.

Expert Roof Insurance Claims Assistance

Learn more about the services we offer — expand any section to dive deeper.

Insurance Approved
  • We Optimize Your Claim: We perform a line-by-line audit of your insurance estimate to find any missing items or code requirements, ensuring you get everything you’re entitled to.
  • A Stress-Free Process: Our team handles all scheduling, permits, and communication, so you can relax while our certified crews complete your quality restoration.
  • Your Deductible is Your Only Cost: We work directly from the approved insurance scope, guaranteeing that your only out-of-pocket expense is your deductible—period.
Learn more

Insurance Denied
  • A Denial is Not the Final Word: Many claims are wrongfully denied by inexperienced adjusters. We provide the expert second opinion you need to fight back.
  • We Find the Evidence They Missed: Our team performs a meticulous inspection to document the storm damage that adjusters often overlook, building a powerful case for your appeal.
  • No-Risk Claim Re-evaluation: We will inspect your property and help you challenge the denial at no cost. We are confident we can prove the damage and earn your business.
Learn more

Common Issues:

A denial isn’t the final word.

Many valid claims are wrongfully denied by overworked or inexperienced adjusters who mistake real storm damage for “wear and tear.” Our experts specialize in identifying the clear evidence of hail and wind damage that adjusters often miss. We provide a free, no-risk second opinion to assess your property and, if a valid claim exists, we will help you challenge the denial and fight for the coverage you deserve.

Denials
Storm

Does your home have storm damage? Book your free inspection now

Roof Insurance Claim FAQs

Filing deadlines, ACV vs. RCV, and what to do after a denial — expand any question to dive deeper.

Most insurance policies in Colorado enforce a 1-year deadline from date of loss to file an insurance claim for hail damage. This can vary by policy, so it is important to check with your insurance provider first for your specific circumstance.

Real Clients. Real Results.

★★★★★

George of PRQ Exteriors stopped at my mom’s house and checked her roof for hail damage. There was no cost and he took photos and showed her that her roof was fine. As we chatted I told him our roof needed looked at. He drove down to my house and checked my roof. He sent me photos of my roof and showed places where the hail had hit. Fortunately, our roof was fine and we didn’t need any repairs. I very much appreciated George’s manner. He wasn’t pushy. He just wanted to check our roofs to see if they needed repairs. Because we didn’t need repairs he just gave us information for future needs. I’ve had a few people knock on my door since this last hail storm and George is the first person I felt comfortable enough with to have him check our roof.

M C.PRQ Exteriors — Bountiful, UT
★★★★★

PRQ has been so easy to work with. As a busy mom, it means a lot. Thanks for for being efficient and thorough

Janae H.PRQ Exteriors — Bountiful, UT
★★★★★

Im so excited to work with prq exteriors. Ive had a few roofers take a look at my roof and most were telling me they didnt find enough damage to file an insurance claim for my hail damage. But PRQ was able to find the damage and got my claim approved that was missed by others. So grateful for their diligence.

Josselynn A.PRQ Exteriors — Bountiful, UT
★★★★★

Eric and George are awesome. They gave us an honest inspection on our roof and found no hail damage. It’s refreshing to find honest people/contractors.

Kerry S.PRQ Exteriors — Bountiful, UT
★★★★★

Great experience with PRQ Exteriors. They are highly responsive, professional, and very easy to communicate with. They really take the time to listen to your needs and answer questions. Highly recommend them based on their excellent customer service

Cade K.PRQ Exteriors — Bountiful, UT

Roof insurance claim help in Salt Lake City

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Claims Process Education

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Common Pitfall Guidance

(UNDERPAID/DENIED CLAIMS)

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Documentation Checklist

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Step-by-Step Timeline

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Insurance Partner FAQ

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Need Immediate Help?FREE CONSULTATION

Additional Services

Enhance and protect your residential property with our complementary exterior solutions — built to perform and built to last.

Roof Maxx
Roof Maxx

Roof Maxx is a sustainable roof treatment that extends the life of asphalt shingles by restoring their flexibility and waterproofing.

GAF Energy
GAF Energy

GAF Energy integrates solar technology directly into roofing systems, offering sleek, durable, and energy-efficient solar roofing solutions.

Thermaline
Thermaline

Thermaline is a heated roofing system that prevents dangerous ice dams and icicle formations, improving roof safety and longevity in cold climates.

Stucco
Stucco

Stucco is a durable and weather-resistant exterior finish that provides a clean, modern look and long-lasting protection for homes and commercial buildings.

Roof insurance claims under Utah law

Utah gives homeowners specific protections on a storm claim. Most people find out about them too late — here they are.

  • You can cancel if your insurer denies the claim

    Utah Code § 13-50-202 lets you cancel a repair contract when the contractor knew the work would be paid from insurance, your carrier then denies any part of that claim, and you mail notice within five business days of receiving the written denial. You are not locked into a roof you signed for on the assumption it would be covered — but the five-day clock is real.

  • Assigning your benefits has rules attached

    If a contractor asks you to sign over your insurance benefits, Utah Code § 13-50-301 requires that assignment to carry an itemized description of the work, the total you agreed to pay, a statement that the contractor has made no assurances your policy will fully cover the loss, and a capitalized 14-point warning that you are giving up rights under your policy. It must reach your insurer within five business days, and it cannot cut your mortgage company out or block your insurer from talking to you.

  • “We will cover your deductible” is illegal here

    Utah Code § 13-50-302 prohibits a residential contractor from rebating or offering to rebate any portion of an insurance deductible as an inducement. A rebate includes any allowance or discount against charged fees. § 13-50-303 then requires that prohibition to be printed on the estimate in capitalized 14-point type — so the offer and the notice contradicting it usually sit on the same page.

  • We document the loss; we do not adjust it

    Our job on a Wasatch Front claim is evidence: dated photos of hail bruising and 78 mph wind creasing, the flashing and vent detail, and a scope that matches what the September 18 storm actually did. That is what an adjuster can act on — and what a supplement rests on when the first scope comes back short.

Proudly serving

  • Salt Lake City
  • West Valley City
  • West Jordan
  • Sandy
  • Draper
  • South Jordan
  • Riverton
  • Herriman
  • Murray
  • Millcreek
  • Holladay
  • Cottonwood Heights
  • Taylorsville
  • Bountiful
  • Layton
  • Farmington
  • Kaysville
  • Centerville
  • Ogden
  • Roy
  • Provo
  • Orem
  • Lehi
  • American Fork
  • Park City
  • Heber City
  • Morgan